DISCLAIMERS REGARDING
CMRE Financial Services, Inc.
USE OF WEBSITES

CMRE Financial Services, Inc. makes no representations or warranties, and disclaims all representations and warranties, with respect to this Website, the Website materials on and in that are made available through this Website, and the services, information, and products offered in connection therewith, express or implied, written or oral, arising from course of dealing, course of performance, usage of trade, or otherwise, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, accuracy, systems integration, non-interference, quality, title, and non-infringement. The entire risk as to satisfactory quality, performance, accuracy, and effort with regard to any and all Website materials on and in and made available through this Website remains with the user thereof.

CMRE Financial Services, Inc. shall not be liable for any special, indirect, incidental, consequential, exemplary, extra-contractual, or punitive damages of any kind whatever, including, without limitation, lost revenues or lost profits, which may or do result from the use of, access to, or inability to use this Website, the Website materials on and in and made available through this Website, or the services, information, and products offered in connection therewith, regardless of legal theory, whether or not any party had been advised of the possibility or probability of such damages, and even if the remedies otherwise available fail of their essential purpose.

Without limiting the generality of the foregoing, other sites that may be listed or linked in this Website are not under the control of CMRE Financial Services, Inc.. Accordingly, CMRE Financial Services, Inc. makes no representation concerning the content of these sites to you, nor can the fact that CMRE Financial Services, Inc. has given you this listing serve as an endorsement by CMRE Financial Services, Inc. of any of these sites. CMRE Financial Services, Inc. is providing links to these sites as a convenience to you. CMRE Financial Services, Inc. has not tested any software that may be found on these sites and therefore cannot make any representations regarding the quality, safety or suitability of any software found therein. There are inherent dangers in the use of any software found on the Internet, and CMRE Financial Services, Inc. cautions you to make sure that you completely understand the risk before retrieving or downloading or using any software on the Internet. CMRE Financial Services, Inc. is not responsible for any content, information, products, services, or software offered by any other party or at any other web-site.

PRIVACY STATEMENT:

CMRE Financial Services, Inc. has a Privacy Notice setting out CMRE Financial Services, Inc.'s online information gathering and dissemination practices with respect to the Website. The Privacy Notice is incorporated into these Terms and Conditions by reference, as if set forth fully herein.

GOVERNING LAW AND JURISDICTION:

These Terms and Conditions, including, without limitation, the Privacy Notice, represent the entire agreement between you and CMRE Financial Services, Inc. with respect to the subject matter hereof, and supersede any and all prior and contemporaneous written and oral representations, understandings, and agreements, express and implied, and will be governed by and construed in accordance with the laws of the State of California, without reference to its conflict of law rules; provided, however, that the terms of any applicable law now or hereafter enacted that is based on, derived from, similar to, or connected with the uniform computer information transactions act drafted by the national conference of commissioners on uniform state laws shall not apply except to the extent that the law expressly prohibits alteration by these terms and conditions of the applicability of one or more sections of the law.

MISCELLANY:

By accessing, viewing, or using the works, content, or materials on this Website, you consent to the exclusive jurisdiction of the federal and state courts presiding in Orange County, California, and agree to accept service of process by personal delivery or mail and hereby waive any and all jurisdictional and venue defenses otherwise available. This Website is controlled and operated by CMRE Financial Services, Inc. from its offices within the United States. Without limiting anything else, CMRE Financial Services, Inc. makes no representation that the works, content, materials, services, information, or products available on, in, or through the Website are appropriate or available for use in other locations, and access to them from territories where they are illegal is prohibited. Those who choose to access this Website from other locations do so on their own volition and are responsible for compliance with applicable laws. The waiver or failure of CMRE Financial Services, Inc. to exercise in any respect any right provided hereunder shall not be deemed a waiver of such right in the future or a waiver of any of other rights established under these Terms and Conditions. Headings used in these Terms and Conditions, including, without limitation, the Privacy Notice, are for reference only and shall not affect the interpretation of these Terms and Conditions (or the Privacy Notice). CMRE Financial Services, Inc. reserves the right to terminate your access to this Website in the event that you violate these Terms and Conditions or for any reason whatsoever or for no reason, with or without notice, in addition to any and all other remedies available to CMRE Financial Services, Inc. at law or in equity.